Welcome to Vision One Home Loans
Buying or Refinancing we can help, We offer Quick and Simple Pre Approval loan Options
Apply for a MortgageWelcome to Vision One Home Loans
Mortgage Broker
What we do.
Vision One Home Loans is a full-service and active mortgage brokerage in St. Petersburg, Florida. We offer mortgages on Single Family Homes or Multi Unit Properties in the entire state of Florida. From a complicated situation to a streamline process we simplify it for the mortgage lender. This allows us to provide you exclusive and tailored loan programs that benefit you. 90% of our business is straight referrals from past clients that enjoyed the personal communication and our availability to answer and address your concern. This is important when you're actively looking for a home or have questions in your down time. We understand that everyone has a different income or credit background.
"DO NOT WORRY" since November 2004 we have seen ups and downs in this industry and are well versed in borrower's unpredictable circumstances. We can discuss and find a solution to meet your timeline and needs. We work as fast as you are willing to move on your end, SO! If you're looking at Refinancing rate and term, Debt Consolidation, Homebuying or focusing on an Investment property, We keep the process quick, informative and simple. Mortgage loan programs change often please do not hesitate to Call, Text, Email me. Or just fill out the inquiry E-form with details on how we can help. My Cell 727-744-6791
CONVENTIONAL as little as 3% down
FHA 0% Down or First Time Home Buyers (qualifed buyer’s)
VA Home Loan 0% Financing
USDA 0% down as long as area meets USDA eligibility
JUMBO Loans 5% Down upto 3 Million loan amount. Higher amounts on exceptions.
SBA Loan (7a) call to inquire
Mortgage Broker
What we do.
Vision One Home Loans is a full-service mortgage broker in St. Petersburg, Florida. We specialize in providing loans to individuals who are self-employed or have their own businesses.
We take satisfaction in the fact that repeat customers and referrals account for 90% of our business. As mortgage professionals, we understand the importance of owning a home and we are here to make that happen.
Dedicated
Our network of lenders are dedicated to providing loans to business owners.
Certified Company
Finance company approved to provide loans.
Get Pre - Aprroved
Best Lender in St. Pete, Tampa, Clearwater, and Bradenton
All Mortgage Services
Are you self employed ?
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Get to Know About
Flexible Mortgage Loans
We work with families to get them their dream home. If you don’t have a regular income, it can be difficult to obtain a mortgage through a traditional retail lender.
Trusted Company
Efficient and Reliable Services
The essential foundation of every firm is financial reliability and integrity. We want to be accessible, attentive, and provide exceptional service to the diverse communities we serve, and to be the mortgage business you trust with your mortgage or refinance, with the help of our best-in-class mortgage specialists. For a consultation, please send us a message or call us right away!
- Mortgages for the Self-Employed
- Traditional Mortgages
- Income Mortgages
- Alternative Mortgages
- Investment Mortgages
- Mortgages for Business Owners
- Non-Us Residents
- Mortgages for Independent Contractors
Trusted Company
Efficient and Reliable Services
The essential foundation of every firm is financial reliability and integrity. We want to be accessible, attentive, and provide exceptional service to the diverse communities we serve, and to be the mortgage business you trust with your mortgage or refinance, with the help of our best-in-class mortgage specialists. For a consultation, please send us a message or call us right away!
- Mortgages for the Self-Employed
- Traditional Mortgages
- Income Mortgages
- Alternative Mortgages
- Investment Mortgages
- Mortgages for Business Owners
- Non-Us Residents
- Mortgages for Independent Contractors
Customers Testimonials
Customers Testimonials
Chris was amazing throughout the entire home buying process. He was quick with communication and took the time to explain things, so I could understand them as a first time home buyer. I would recommend him to anyone buying a home. It can get extremely overwhelming when buying a home and he was my rock throughout the whole thing!
Jessica L.
Google
Chris is very professional and I am very thankful I was introduced to him. He was not only very attentive, knowledgeable and took his time to walk us through the process. We were informed in a timely manner of any pertinent details we needed to take into account. He was very approachable, understanding and trustworthy. I would recommend working Chris to anyone and everyone.
Raneedie R.
Google
We have done business with Chris since 2013 when we purchased our first home in Pinellas County, Florida. We used Chris again in 2019 for our home in Pasco County, Florida. Very professional, knowledgeable, honest, and straight forward. I highly recommend!
Madeline R.
Google
Chris was professional and communication was extremely good, definitely will recommend him to family and friends
Samer B.
Google
Chris Polanco is the most professional well informed individual that I have ever delt with in the mortgage industry. Thank yyou very much Chris for all you do and all you have done for my family and I.
Dean L.
Google
24 years of working experience
Our Benefits
Why Choose Us?
You have a many search engines to read on mortgage content, YouTube for video visual and then you have us. We have extensive experience on working with borrowers that have different needs. Our job is to provide you with the loan program and service that meets your needs. We educate our borrowers and provide transparency from start to finish. Eliminating the false sense of guessing your next step is the key to a successful closing. We show up or video call to every closing to make sure you have clear understanding of your final signed documents. You can call me with any questions Chris Polanco 727-744-6791
- Professional Team
We are here for you every step of the way.
- Support
We will provide you with the attention needed and work with you.
Loan Application
89%Loan Approval
97%Loan Closing
100%
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